The Office of Advocacy annually analyzes call report data collected by the Federal Reserve on the lending activity of about 8,500 individual reporting commercial banks. Banks are ranked based on their small business lending on a state-by-state basis.
Banking Studies: Small Business Lending in the U.S.
Annually, the Office of Advocacy uses call report and Community Reinvestment Act (CRA) data to analyze the lending activity of individual reporting commercial banks in the United States. Rankings of small business lenders in each state are based on data collected by the Federal Reserve.
Banking Study, 2005
This twelfth annual banking study has expanded coverage in two respects-the inclusion of depository institutions such as Federal and state savings banks and savings and loans associations and expanded geographic coverage to include territorial areas.
This edition of Small and Micro Businesses in the United States provides analysis based on the call report and Community Reinvestment Act (CRA) data collected by the Federal Reserve on the lending performance and activities of individual reporting institutions for 2004-2005. The information is analyzed and aggregated by state and territory, and also sorted by loan amount, institution size, and numbers of loans in an effort to better assist small business depositors and borrowers.
Small and Micro Businesses in the United States (PDF file) (text file) The banking study published annually by the Office of Advocacy, provides rankings of depository institutions on lending to small businesses by state and territory. Research Summary [PDF file]
How to Obtain Paper, Microfiche or Disk Copies
To purchase a copy of the complete banking study on paper, microfiche or IBM-compatible diskette, contact the National Technical Information Service at (703) 605-6000 or 1-800-553-6847.