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Property Law

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Property Law

Property Law

If you cannot find an answer to your legal question below, contact our real estate lawyers online, 24 hours a day, in 26 countries. Click “ASK OUR LAWYERS” above! This area of law also covers: Construction and Real Estate laws.

Legal Tip of The Week

According to the Home Buyer’s Information Center, most buyers purchase houses that cost between 1.5 – 2.5 times their annual income. However, in some areas, there may not be houses available in that range, so you may need to spend a bit more. Keep in mind that your monthly mortgage payment should not exceed approximately 28% – 29% of your gross monthly income. That’s because your total debt payments (car, credit cards, plus the monthly mortgage, whatever) should not exceed 36% – 40% of your gross monthly income. After all, you have to eat.

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Read other important articles from this law-area to find what you need to know. If you have a legal issue, we’ll help! WORLDLawDirect. Legal help 24 hours a day!


What is a mortgage?

A mortgage is a loan from a financial institution to buy property that is then used as collateral for the loan. The three main elements of a mortgage are: amount, the total sum you owe the financial institution, interest rate, which is determined by current market conditions, competition among lenders,…

What determines whether they give me the mortgage?

Mortgage lenders use two formulas to determine if you’re likely to meet your monthly payments. In regard to the amount of monthly payments, the rule of thumb is that you should pay no more than 30 percent of your gross income. If your gross income is $3,500 a month, the…

Should I use a broker to buy a home?

Brokers know something about the inventory in your target neighborhoods and, if they’re good at what they do, they’ll quickly know something about you. But brokers are legally – and in fact – agents of the sellers who pay them a commission that usually runs from five to seven percent…
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