Book Title:

Personal Bankruptcy For Dummies (For Dummies) (Paperback)
by James P. Caher (Author), John M. Caher (Author)

Editorial Reviews:

Book Description

The number of new personal bankruptcies filed each year continue to increase. And there is no relief in sight. Bankruptcy is never a painless or easy decision, but with a little know-how, you can get through this process with a minimum of headache, heartache, and indigestion. With a clear focus towards the future, you can then begin to get your finances-and your life-back in order.

If you’re considering bankruptcy, are currently in the process of filing for bankruptcy, or on the brink of bankruptcy and looking for a way to get through debt, Personal Bankruptcy For Dummies can help you make the best decisions about your financial future.

Personal Bankruptcy For Dummies is a nuts-and-bolts toolbox, which covers both Chapter 7 and Chapter 13 bankruptcy. Written by two seasoned experts on bankruptcy law, this easy-to-follow guide walks you through the bankruptcy process and explains how to rebuild your credit after filing for bankruptcy.

Straightforward answers and reliable advice can help you sort out all of your possibilities, with a clear understanding of what you have to gain and what’s to lose. This carefully written guidebook will show you how to:

  • Consider alternatives to bankruptcy
  • Decide which type of bankruptcy is right for you
  • Prevent further financial damage before filing for bankruptcy
  • Defend yourself from bill collectors and the IRS
  • Save your home and other important assets
  • Wipe out credit card debt
  • Use bankruptcy to deal with tax debts
  • Repair your credit and stay out of financial trouble

Filled with expert tips and tactics for navigating the world of bankruptcy, Personal Bankruptcy For Dummies gives you the ammunition and information you need to intelligently and confidently choose your own best path and get back on your feet again.


The Caher brothers are no dummies; they have clearly done their homework and treat anyone interested in being responsible about this significant and difficult choice with respect (and a dash of humor where appropriate).

Book Info

Provides expert tips and tactics for repairing your credit and getting back on your feet. Learn to defend yourself from bill collectors and the IRS.

From the Back Cover

Expert tips and tactics for repairing your credit and getting back on your feet.

Praise for Personal Bankruptcy For Dummies…

“Bankruptcy is never a painless or easy decision. Personal Bankruptcy For Dummies cuts through the guilt, complexity, and mystery surrounding bankruptcy to help consumers on the financial brink make the best decisions about their futures.”
– Travis B. Plunkett, Legislative Director, Consumer Federation of America, Washington, D.C.

“The Cahers have written a carefully detailed guidebook of a complex legal system. They arm consumers with the information necessary to make critical economic decisions. It is a must-read for anyone in financial trouble.”
– Professor Elizabeth Warren, coauthor of The Fragile Middle Class: Americans in Debt, Cambridge, Massachusetts

About the Author

James P. Caher is a practicing bankruptcy attorney with 25 years of experience.
John M. Caher is a legal journalist whose reportage has won more than two dozen awards.