Insurance Services Office (ISO)
A commercial auto policy introduced by Insurance Services Office, Inc. (ISO), in 1993 to address the needs of the motor carrier (i.e., trucking) industry. Coverages available include auto liability, trailer interchange, and auto physical damage; other coverages are available by endorsement. The policy was developed as an alternative to the truckers policy because of the changes taking place in the industry. That is, the truckers policy is applicable only for “for-hire” motor carriers, whereas the motor carrier policy is appropriate for all types of motor carriers-for-hire, private, or a combination of both types of operations.
Commercial Trucking (IRP)
The International Registration Plan (IRP) is a registration reciprocity agreement among jurisdictions in the United States and Canada which provides for payment of license fee on the basis of fleet miles operated in various jurisdictions.
Most International Registration Plan (IRP) Offices are open from 8 a.m. to 5 p.m. Monday through Friday.
About the IRP
Currently, the 48 contiguous US states, the District of Columbia and ten Canadian Provinces (Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland, Nova Scotia, Ontario, Prince Edward Island, Quebec and Saskatchewan) participate in the International Registration Plan which authorizes registration of over 1.7 million commercial vehicles. North Carolina became a member of the Plan in 1977.
Will participation in the International Registration Plan help my trucking operation?
Reciprocity agreements historically have restricted your operations in other states to interstate commerce leaving you with the burden of purchasing a full fee plate in each state in which your vehicle(s) must conduct intrastate operations. Under the Plan, your apportioned vehicles may conduct both interstate and intrastate operations. The Plan does not, however, prevent the need to register with other state agencies (such as the Fuel Tax Division) or to have appropriate intrastate authority from each state’s regulatory commission to conduct intrastate for-hire operations.