FINANCE LAW

State and federal laws give you the right to dispute credit card billing errors and have them corrected. Billing errors include: A purchase you did not make or did not authorize, charges for goods or services that you did not receive or that you refused to accept, payments you made that were not credited to […]

Every consumer who makes a purchase is entitled to certain rights. These rights offer protection at every stage of the purchasing process. They take effect before the buyer pays the seller any money and can last until years after the sale, in some cases. If you understand your legal rights, you will be better prepared […]

Michigan Attorney General Cox Warns Consumers About Danger Of Flood-Damaged Vehicles Tips for Detecting Damage from Flooding LANSING, Mich., Dec 12 2005 /PRNewswire/ – Attorney General Mike Cox warned consumers today about the danger of flood-damaged vehicles and provided tips to avoid unpleasant surprises. “There may be half a million vehicles that were severely damaged by […]

Make sure the bank is legitimate. Do some simple online research to make sure the institution is FDIC (Federal Deposit Insurance Corporation) insured. Go to the section of the bank web site called “About Us.” If there is no phone number or little data, you should probably take your business elsewhere. You can also check […]

Bankruptcy is a legal procedure designed to protect both debtors and creditors. If you are considering declaring personal or business bankruptcy, or if you are owed money by a bankrupt person or business, you need to understand bankruptcy rules. Bankruptcy is governed by the US Bankruptcy Code. Bankruptcy cases are administered by special federal bankruptcy […]

If you have questions about the Fair Debt Collection Practices Act, contact the Federal Trade Commission’s (FTC) Consumer Response Center (CRC). Consumer complaints and inquiries about possible law violations that are within the investigative purview of FTC enforcement staff should be reported to the FTC’s Consumer Response Center (CRC). Such possible law violations under enforcement […]