FINANCE LAW

Legal brief Most prepaid plans charge $80 to $200 a year, but their benefits vary widely. Unless a plan offers a feature you find particularly attractive, you should settle for no less than the following: Unlimited consultations with a lawyer Letters and phone calls on your behalf Review of simple documents One will a year […]

There normally is no minimum or maximum amount you must owe to file a Chapter 7 bankruptcy, though if your debts are very small and you have little property or income, you may find it advantageous not to file bankruptcy at all; WORLD Law Direct’s attorneys could also become directly involved if necessary. See also… […]

One of the advantages of operating your own business is hiring family members. However, the employment tax requirements for family employees may vary from those that apply to other employees. Below, we point out some issues to consider when operating a husband and wife business. How spouses earn Social Security benefits A spouse is considered […]

Social Security retirement benefit payments are not automatic; you must apply for them. Current rules allow you to apply as many as three months before the month in which you want to begin receiving them, and it’s a good idea to apply in advance since the application process can take some time. You are generally […]

Each state has its own laws and regulations for all types of insurance, including car, homeowner, and health insurance. State insurance commission offices can provide you with information to help you. If you have a question or complaint about your insurance company’s policies, contact the company before you contact the state insurance regulator. If you […]

If you are a creditor of an individual or business that has filed for bankruptcy: 1. Stop collection actions. Immediately cease any collection action, including telephone calls, billing or law suits that might be pending against the debtor. 2. File a claim with the court. The notice of the bankruptcy sent by the court clerk […]