FINANCE LAW

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WORLDLawDirect databases contain questions, answers and information, prepared in easy-to-understand language by scores of top legal specialists, in over 6000 legal topics. Here are answers to the questions most people ask. Our questions and answers have already helped thousands of consumers and small businesses. We’ll save you time, and make you a better-educated consumer of […]

How do you decide if your dispute with a landlord, neighbor or car repair shop is worthy of small claims court? The Basics Small claims courts limit claims for damages to a certain amount, usually ranging from $2,500 to $10,000. Small claims cases typically involve fender benders, property damage, disputes over security deposits, personal debt […]

No! The only debts that you can normally be jailed for are failure to pay taxes and, in some cases, child support and alimony. You cannot be jailed for not paying a consumer debt, and it is illegal for a creditor or collection agency to threaten to have you jailed. See also… Debt Collection

Your creditor can request payment from you and eventually sue you if you are unable to comply with your contract. Though they can request you to honor the debt, they cannot illegally harass you for payment. It is against the law for a creditor or collection agency to contact your employer before getting a court […]

Keep a record of all collection calls: the time of day, what was said, the way you were treated. If you are being called at work, call or write the collector (keep a copy of the letter) and tell them to stop calling you at work. If you have a home number, you can give […]