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Federal law states that victims of credit card fraud can in some cases only sue credit-reporting agencies within two years of the credit card fraud being committed. Credit card fraud, if uncontested, can prevent you from receiving home and car loans due to damaged credit. Credit card fraud is at times complicated to contest, but […]

WORLDLawDirect helps you gain access to the world’s top tax attorneys. New products and new laws mean new opportunities to significantly and legally reduce your tax obligations-contact us for more information-we guarantee results! Email us at taxissues@worldlawdirect.com Tax shelters are any method of reducing taxable income resulting in a reduction of the payments to tax […]

This industrywide but obscure practice is called the dealer markup. Over several decades, laws and federal actions have pried open the credit process. Under fair housing laws, for example, all points and commissions must be specifically disclosed. More recently, banks and other major lenders have spend millions of dollars on credit systems that screen out […]

Contents Introduction What is bankruptcy? Who may declare bankruptcy? Who is involved in bankruptcy proceedings? What constitutes the bankruptcy estate? What is Chapter 7 bankruptcy? What are some of the advantages and disadvantages of filing bankruptcy? What debts are not discharged in a Chapter 7 bankruptcy? What property may I keep in a Chapter 7 […]

What are some of the advantages and disadvantages of filing bankruptcy? Advantages: With a few notable exceptions, bankruptcy stops all ongoing legal actions against the debtor, prevents a creditor from beginning new legal actions against the debtor, and prohibits creditors with notice of the bankruptcy case from contacting the debtor, or anyone else besides the […]

In general, bankruptcy proceedings involve: the debtor – the person who files bankruptcy, also known as “the petitioner”; the creditors – any persons, firms or entities that claim the debtor owes them money; the trustee – a court-appointed person who administers the bankruptcy proceedings and any property available for distribution to creditors (called the bankruptcy […]