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Equal Credit Opportunity Act The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted in 1974, that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national […]

United States With the implementation of Dodd- Frank Act, many US traders are bemused as to whether or not binary option trading is legal in United States. Since this trading option involves lower levels of risks and uncertainty than other means of trading, it has become a widespread and well-accepted trading option amongst experienced traders, […]

Carriers using all modes of transportation issue bills of lading when they undertake the transportation of cargo. A bill of lading is, in addition to a receipt for the delivery of goods, a contract for their carriage and a document of title to them. Its terms describe the freight for identification purposes; state the name […]

The Investor’s Advocate: How the SEC Protects Investors, Maintains Market Integrity, and Facilitates Capital Formation The mission of the U.S. Securities and Exchange Commission is to protect investors, maintain fair, orderly, and efficient markets, and facilitate capital formation. As more and more first-time investors turn to the markets to help secure their futures, pay for […]

United States 7th Circuit Court of Appeals Reports STATES v. DAVIS, 05-3481 (7th. cir. 12-15-2006) UNITED STATES OF AMERICA, Plaintiff-Appellee, v. THOMAS BRANDON DAVIS, Defendant-Appellant. No. 05-3481. United States Court of Appeals, Seventh Circuit. Argued September 7, 2006. Decided December 15, 2006. Appeal from the United States District Court for the Southern District of Indiana, […]

Accountant Malpractice Lawyers Can an Accountant Be Sued for Malpractice? Like attorneys and other professionals, accountants can be sued for malpractice if they fail to provide services at a level expected of a reasonably competent accountant. What Kinds of Accountant Malpractice are There? There are two common types of accountant malpractice: GAAP and GAAS: Accounts […]