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Disability Benefits Based on Work Performed, Not Job Title More and more, disability carriers have been faced with claims by maturing professionals, such as doctors, dentists and podiatrists, whose day-to-day functions have evolved to administration and management, rather than principally treating patients. These professionals manage practices staffed by employees and/or independent contractors and then claim […]

The legal rights of a dog bite victim depend on where the attack happened, meaning the state and city. The laws vary from state to state, and sometimes even from city to city. Most states make the dog owner responsible and liable for all bites, even if the dog never bit anyone before. That’s right-a […]

WHAT CAN I DO WHEN AN INSURANCE COMPANY REFUSES TO PAY A CLAIM? In some instances an insurance company will refuse to pay a claim submitted by its policyholder. This is often referred to as “denying” the claim. The claim may be denied, for example, because the company has determined that the loss is not […]

Dec. 19, 2000 – President Clinton is issuing sweeping new rules to protect the privacy of medical records by requiring doctors and hospitals to get consent from patients before disclosing health information, the White House said today. The new rules, completing four years of work, will affect virtually every doctor, patient, hospital, pharmacy and health […]

What is a Viatical Settlement Contract? A Viatical Settlement Contract is the sale and transfer of the legal right to the death benefits of a life insurance policy through an irrevocable beneficiary designation. This is done by a terminally ill individual, or viator, with a third party investor prior to the viator’s demise. The death […]

Since it was identified in the mid-1980s in Britain, mad cow disease, or Bovine Spongiform Encephalopathy (BSE), has resulted in the slaughter of millions of cattle – and the deaths of dozens of people from the related brain-wasting disease known as variant Creutzfeldt-Jakob Disease (vCJD). Mad cow scares have since spread across Europe as governments try […]